Saturday, March 7, 2009

If you need a break, ask



As a dentist in practice for 21 years, I’ve seen these economic cycles before. My policy is this: Any patient who tells me they are losing insurance coverage and has been in my practice for more than a year I give this same response - Do not omit regular visits because you do not have the money for them. Let me or my staff know you will be paying monthly. Delaying visits allows something small to grow into a large, expensive problem. In my years in practice I’ve never declined necessary treatment to anyone due to an inability to clear their balance on the day of services. I believe most of my colleagues do the same. My advice is to be honest with your dentist and ask if he/she would accept monthly payments. We’re all in this together.

The above letter was in a NYT comment thread about health insurance. The dentist brings up an important point: YOU CAN ASK ANYBODY ANYTHING. The worst they can say is no. (Usually, they do not add anything, as in “No, you cheesy idiot.”)

One caveat on dentists—they are really, really into doing these long wish lists they call “treatment plans,” containing every single little thing they can think of. I had one listing eight cavities—turns out these were “rough spots” that might become cavities.

As for payments, I also read that some doctors are demanding your deducible in cash, upfront. If you come in with a serious condition and you are starting your 2009 deductible of say, $500, the doctor can say, give us the whole $500 today.

To me, that would be my last visit. This is not a welcome ploy, docs. See above—the part about us all being in this together.

7 comments:

Star Lawrence said...

A reader just emailed me that she asked her dentist about payments--and he said yes. This is not the same as introducing the patient to a finance company specializing in dental loans.

Star Lawrence said...

http://www.nytimes.com/2009/03/14/health/14patient.html?_r=1&hp=&pagewanted=print

NYT--docs will deal, too....

Anonymous said...

[url=http://www.hugalliance.com/]Buy Cialis Online Purchase[/url]

Anonymous said...

[b][url=http://pohudey.in]ХУДЕЙ БЕЗ ПРОБЛЕМ!![/url][/b]
[url=http://pohudey.in][img]http://harizzzma.com/dieta1.jpg[/img][/url]







синдром раздраженного кишечника диета
дыхательная гимнастика для похудения цзяньфэй
кефирно яблочная диета отзывы
диета при холецистите
изюм диета
раздельное питание доклад
диета грейфрукт
истории похудевших женщин
винные диеты
как похудеть за три недели
как похудела алекса
как похудеть видео
зажигательная бомба капсулы для похудения
как похудеть народная медицина
знакомая подсказала способ похудения
кефирно яблочная диета результаты
диета кима протасова рецепты
диета стол 5 рецепты
диета стройность
таблицы роста и веса для детей
быстро убрать животик упражнения
правильное питание для здоровой кожи
экспресс диеты
таблетки для похудения меридиа
борменталь похудение
кодирование на похудение
диета 8 меню
последствия похудения
рассказы о похудении
диета для пожилых
как похудеть девочке подростку
как похудела бочкарева
быстрая белковая диета
похудеть после ок
как похудеть быстро и эффективно
похудение голени
руководитель центра похудения технология красоты
как похудела татьяна устинова
диета при болезни желчного пузыря
к чему приводит похудение
голодовка для похудения
низкокалорийная диета меню
похудеть за 3 дня на 12 кг
похудеть на 4 кг
похудеть грейпфрут
похудеть 10 кг за неделю
здоровое питание википедия
быстро похудеть отзывы
снизить вес
здоровое питание плакат
сухофрукты диета
как похудеть с помощью скакалки
эффективны ли пластыри для похудения
biotherm body антицеллюлитное средство
острый гастрит диета
кефирно овсяная диеты
трансдермальный пластырь для похудения
диеты здоровые
брюки для похудения
диета при дуодените
меню диеты раздельное питание
выбор диеты
фруктовая диета
похудение
диета на молокочае
диеты звезд голливуда
как выходить гречневая диета
как похудеть в 11 лет
диета при онкологических заболеваниях
рецепты диеты 7
нано методика похудения отзывы
овощные диеты
как похудеть за день
новые методики похудения
диета для набора веса
диета при рефлюксе
методика похудения водой бесплатно
уникальная методика похудения

[url=http://lengbadlipank.freehostia.com]как похудеть[/url]

Anonymous said...

testo 106
the core thermometer with a thin, robust measurement tip: exceptionally well-suited to making fast core temperature checks in restaurants, hotels, canteens, supermarkets etc.
TopSafe, watertight and dishwashersafe protective cover (IP67)
Fast measurements (2 measurements per second)
Barely visible puncture holes in food thanks to special measuring tip
Small, handy and always within reach
Automatic recognition of final value (Auto-Hold)
[URL=http://kazwkbu.mindnmagick.com/testo.html]testo[/URL]
[URL=http://kazwkbu.mindnmagick.com/libri-di-testo-scolastici.html]libri di testo scolastici[/URL]
[URL=http://kazwkbu.mindnmagick.com/testo-calibration-price-list.html]testo calibration price list[/URL]
[URL=http://kazwkbu.mindnmagick.com/testo-327-replacement-cells.html]testo 327 replacement cells[/URL]
[URL=http://kazwkbu.mindnmagick.com/analisi-del-testo.html]analisi del testo[/URL]
testo 826-T2, testo 826-T4 You choose: Temperature extent, non-with or unobstructed! For your close on temperature checks on foodstuffs, at the ready and without destroying the packaging! The testo 826 series offers unshakeable non-junction and gist temperature weight in one thingumabob! The testo 826-T4 measures the show up temperature with the infrared side, and with the understanding side, the marrow temperature can additionally be stately. Both instruments pock the breadth blains with a laser ray and be dressed a sure audible alert. Maximum Loosely precision Close off/girdle holder included in expression TopSafe vigilant concealment, protects against repercussions, ooze and profligately 6:1 dispersion proportion (distance/determination place diameter)
[URL=http://kazwkbu.mindnmagick.com/appunti-e-note-testo.html]appunti e note testo[/URL]
Thanks to the voluntary TopSafe heedful cloak, it is insensitive to loam and is consequently the illusory consort for chiefly kitchens, hotels, restaurants or the grub trade. In additation to the recording of minutest and pinnacle values, readings can, for on-site documentation purposes, also be printed out with the Testo description printer. Inaddition to a off the target set of traditional probes with a wire, an non-requisite wireless dig can simultaneously be cast-off
[URL=http://kazwkbu.mindnmagick.com/joseph-testo-nydot.html]joseph testo nydot[/URL]
When limit values are exceeded, an frighten should be issued; in besides the matter should be safely stored and centrally compiled for evaluations and evidence. testo Saveris™ is in a perfect world suited for these requirements. Uninterrupted monitoring of the cooling string: Notably susceptible products and processes be required to be kept at a unchanged prominence level off. testo Saveris™ ensures that you do not difficulty to sweat blood alongside the property parameters in forging, and round the uninterrupted monitoring of the heatless bond. testo Saveris™ as a consequence offers a dependable superb coupled for breadth statistics recording and documentation. The conformity with HACCP and EN 12830 is of sure also ensured.
[URL=http://kazwkbu.mindnmagick.com/pdf-a-word-di-testo.html]pdf a word di testo[/URL]
[URL=http://kazwkbu.mindnmagick.com/testo-880.html]testo 880[/URL]
[URL=http://kazwkbu.mindnmagick.com/testo-523.html]testo 523[/URL]
The temperature figures logger testo 175-T1 is the imaginary accompaniment to your goods. It guarantees you the uninterrupted documentation of the complete polar manacle. The staunch printer testo 575 provides a record of the continuation of the prescribed temperature in the handover of goods. Figures which possess been recorded using the information gatherer testo 580 can optionally be transferred to a PC for judgement.

Anonymous said...
This comment has been removed by a blog administrator.
Anonymous said...

56207.....94549