Thursday, June 24, 2010

Before you buy something


Beth Kobliner (Redbook, July 2010) poses some things to ask yourself before buying an item.

Especially in this stupid recession, national nervous breakdown, failure of faith, or whatever it is!

First, do you have to buy it? Could you trade it for something? Borrow it? Check it out of the library?

Have you found the best deal? Compare three sources minimum. Go to fatwallet.com or a comparison site.

Sleep on it. Don’t spend money when you are in the heat of the moment.

Are you getting it just because it’s on sale? Is the price just too good? Go back to—do you really need it?

Ask the store manager about future deals coming up. They may be better.

Are you in love with it?

Can you afford it? Yes—money in the bank, not on a credit card. Interest can double the cost over time—what kind of bargain is that?

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