Tuesday, November 6, 2012
All this talk of recovery—but I bet some people are still getting collector calls. I know because I get them for people who had my number FOUR YEARS AGO, you idiots.
Obviously, these skeevy people are still giving out my number. So, even though I am far from a perfect person, I am learning about collections second-hand, at least for now.
First, they robocall and then ask you to stay on the line or call back to be threatened. Who would do that?
Debt collectors can call other people, your friends or family, but only to find out where you live, your phone number, or where you work. They cannot say how much you owe.
If you get a collection call—ask them to put it in writing. Then when you get that, ask for validation of the debt. This buys you some time.
For more info, go to http://www.askdoctordebt.org.
Send complaints to the attorney general’s office in your state or to the Federal Trade Commission in DC at http://ftc.gov.
There are also fake collectors—you don’t owe and they threaten to arrest you if you don’t confirm the debt info or pay up. Ask for it all in writing.
I don’t even want to know this stuff, do you?